A management cockpit for household and business money. Keep the family budget, the freelance books and the company apart in one account — each with its own currency, its own records and its own rules — and see them together when you want the whole picture.
It answers two questions most tools leave to a spreadsheet: how much is genuinely safe to spend once the bills and the tax reserve are set aside, and how much a self-employed or company book should be putting away for tax. Every figure names where it came from, and a figure the app cannot stand behind is shown as withheld rather than as zero.
It is not accounting software. It does not file returns, it does not replace an accountant, and its tax figures are estimates carrying the date and the source of the rules they were computed from.
Interface in Romanian and English. Runs in a browser, and as a desktop and mobile application.
The application itself needs JavaScript. These pages describe it; using it requires a browser with JavaScript enabled.
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FinCosmos
Your money, in one place
Personal, freelance and company in the same app, without mixing them up.
Your money, your family’s and your business’s, in one place
Romanian tax estimates, kept current for each year
Savings goals, and where you stand at a glance
Your data sits apart from everyone else’s
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