Everything FinCosmos does
The full list, by section. What is not here does not exist in the product. And what is marked as a limit is a limit, not a feature on its way.
Personal and family
- Income, spending, savings and debts, in one place
- Recurring records, with a pause and an end date
- Your own categories, filled in from what you entered before
- Savings goals and an emergency fund
- What is left this month, and what you could withdraw
- A financial health score, with what is worth knowing now
- Personal taxes, across all your spaces
Self-employed
- Receipts and payments, apart from household money
- A tax reserve, worked out per year and per quarter
- Projects, with what was realised kept apart from what is forecast
- A handover to the accountant, with what they would need
- Calculators: net income, contributions, thresholds
Company
- Micro-company or profit tax, with their thresholds
- VAT, reverse charge included, with the return for the period
- Payroll: the pay run, with employee and employer contributions and income tax
- Rent: contracts, with tax withheld at source and an end date
- Dividends: distribution, with the shareholder’s tax and health contribution
- Shareholders and the cap table
- Tax obligations, with their deadlines and payments
- Vehicles on contract, with exclusive use and the expenses tied to them
For the accountant
- You invite them by email, with an accountant role
- They see what you gave them, not the whole account
- You revoke their access whenever you want
- One cabinet for every client: obligations, VAT, payroll, contracts
- A thread on a record: ask for a document, an explanation or a check
- Handing over a period, requested from the same place
Import and documents
- A bank statement from CSV, PDF, or an archive holding the whole year
- Columns are matched once, then remembered
- You download everything in your account, in one file
- You close your account yourself, without asking anybody
- Tables download as Excel or CSV
Tax
- A reserve estimated from your records, not from a fixed percentage
- Romania verified in-house; ten other countries documented, and it says so
- Every figure with its basis: which rule, from which year
- Thresholds watched: the micro-company cap, the VAT one
The FinCosmos apps
The same universe.
On your screen.
At the office, at home or between two meetings. Choose how you open FinCosmos.
Straight in the browser
On a computer or a phone. Nothing to install.
Windows and macOS
FinCosmos as an app on your computer.
iOS and Android
Until the store release, open it from the browser.
Mobile apps · in preparationThe versions available for download are listed further down this page. App Store and Google Play links will appear at launch.
Available on the devices below, too
The same application, in its own window. It talks to the same account, so whatever you record in one place is already there in the other.
In a browser, on any phone or computer. Nothing to install, and it is the same app. Windows and macOS, as an installed app. iOS and Android. The button appears here once the app is in the store.